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Backdating documents occurs for several different reasons.A performance or action listed in a contract may have been executed before the contract was dated, meaning it needs an earlier effective date.That would have the effect of turning the car insurance industry’s risk-assessment-based business model on its head.Before long, there would be no car insurance industry and we’d all be paying for damages and injuries out of pocket.Confidentiality obligations can be troublesome when it comes to a backdated contract.It's important for the confidentiality provision to include the exact date when obligations started.It's surprisingly complicated to backdate written agreements effectively so they're retroactively enforceable.This is true when there's a complex deal that has multiple documents and the retroactive date is a few months behind.

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This misrepresentation could result in criminal or civil liability..boxy-content a.term-action, button.term-action a.term-action:hover, button.term-action:hover .term-action-bg .term-uex .term-cite .term-fc .term-edit .boxy-dflt-hder .definition .definition a .definition h2 .example, .highlight-term a.round-btn, a.round-btn.selected:hover a.round-btn:hover, a.round-btn.selected .social-icon a.round-btn .social-icon a.round-btn:hover a.round-btn .fa-facebook a.round-btn .fa-twitter a.round-btn .fa-google-plus .rotate a a.up:hover, selected, a.down:hover, selected, .vote-status .adjacent-term .adjacent-term:hover .adjacent-term .past-tod .past-tod:hover .tod-term .tod-date .tip-content .tooltip-inner .term-tool-action-block .term-link-embed-content .term-fc-options .term-fc-options li .term-fc-options li a .checkmark .quiz-option .quiz-option-bullet .finger-button.quiz-option:hover .definition-number .wd-75 .wd-20 .left-block-terms .left-block-terms .left-block-terms li .no-padding .no-padding-left .no-padding-right .boxy-spacing @media (min-width: 768px) @media (max-width: 768px) @media print { a:link:after, a:visited:after nav, .term-action, #wfi-ad-slot-leaderboard, .wfi-slot, #related-articles, .pop-quiz, #right-block, .Insurance Policy Backdating, by definition, is the practice of putting a calendar date on any document that is earlier than the date on which that document was actually written. Backdating a car insurance policies is illegal and something no reputable insurance company or agent would ever do. Because it implies that you had coverage on your vehicle before you actually did.While that can theoretically save you money, you need to realize that you’ll have to pay the premiums for the months covered by the backdate.You’ll have to do the math to see if the overall savings realized for backdating your age are greater than the cost of the additional monthly premiums.

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